Graduation Ready | Is Dental Insurance Worth It? Explore Our Dental Value Plans to Learn More
Graduation season is here, and we know parents are busy helping their children prepare for one of life’s biggest milestones—earning their diploma or degree. With so much focus on caps, gowns, and celebrations, there's one important detail that shouldn't be overlooked: their smile.
As they walk across the stage and head into the next chapter—whether it’s college, a new job, or something in between—life is about to get a lot busier. As they begin navigating adult responsibilities, including healthcare decisions, we’re here to help you guide them through the process of choosing the right dental coverage.
A commonly asked question from patients of all ages: is dental insurance really worth it?
Here's the truth: it depends on the plan, how often you or your child visits the dentist, and what treatment is needed. Many plans cover preventative care like cleanings and exams, and partially cover fillings, extractions, and other basic services. But some come with high deductibles, waiting periods, or confusing coverage limits. If you've ever found yourself wondering "how does dental insurance work?", you're not alone. At Old Bridge Dental®, our team is happy to answer your questions from A-Z regarding your plan or if you are weighing the benefits of your plan versus what we have to offer in our in-house value plans.
Affordable Preventative Care Without the Hassle of Insurance
If you're considering alternatives to traditional dental insurance or simply want a more predictable and affordable way to manage your family's dental care, our Silver, Gold, and Platinum Value Plans are designed with flexibility and simplicity in mind. These in-house membership plans offer high-quality care at a fraction of the cost—with no deductibles, no waiting periods, and zero confusing paperwork.
Whether you're comparing options, your child is about to age out of your family’s insurance, or they need a manageable solution as they begin navigating adulthood, take a look at our Value Plans below to see which one fits best.
Silver Plan – $390.91/year
Total Value: $778.05
Perfect for those looking for essential preventive care.
Includes per benefit period:
- 1 exam
- 2 professional cleanings
- 1 set of digital X-rays
- Oral cancer screening
- Blood pressure screening
- A toothbrush, travel-size toothpaste, and mouthwash at each cleaning
Family Pricing:
- Member 1: $390.91
- Member 2: $371.37 each
- 3+ Members: $351.82 each
Gold Plan – $513.00/year
Total Value: $812.70
Ideal for individuals who want preventive care plus added savings on other services.
Includes per benefit period:
Family Pricing:
- 15% discount on all services
- 2 exams
- 2 professional cleanings
- 1 set of digital X-rays
- Oral cancer screening
- Blood pressure screening
- 1 fluoride treatment
- A toothbrush, travel-size toothpaste, and mouthwash at each cleaning
- Member 1: $513.00
- Member 2: $488.38 each
- 3+ Members: $461.60 each
Platinum Plan – $765.76/year
Total Value: $1,226.30
For those who want maximum value, flexibility, and cosmetic perks.
Includes per benefit period:
Family Pricing:
- 20% discount on all services
- 2 exams
- 2 professional cleanings
- Unlimited digital X-rays
- 1 emergency exam
- 2 fluoride treatments
- Oral cancer screening
- Blood pressure screening
- Take-home whitening starter kit ($75 value)
- A toothbrush, travel-size toothpaste, and mouthwash at each cleaning
- Member 1: $765.76
- Member 2: $727.20 each
- 3+ Members: $689.18 each
Perio-Maintenance Add-On – $390.91/year
Total Value: $415.48
For patients with periodontal needs.
Includes:
Platinum + Perio Add-On = $1,162.14/year
Combined Value: $1,639.05
- 2 periodontal maintenance visits
- 25% discount on all periodontal services
Please Note: All services must be paid in full at the time of your visit.
Not sure which plan is right for you or your child? Once those tassels have been turned over, give us a call us at (732) 967-2214 and we’ll be happy to help you choose the best fit for your needs and budget.
